PLEASE READ THIS LEGAL NOTICE CAREFULLY BEFORE USING THIS SITE
RESTRICTIONS ON USE OF MATERIALS
This site is owned and operated by Infocredit Group Ltd (referred to as "Infocredit," "we," "us," or "our" herein). No material from the site may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way, except that you may download one copy of the materials on any single computer for your non-commercial use only, provided that you keep intact all copyright and other proprietary notices. Modification of the materials or use of the materials for any other purpose is a violation of Infocredit's copyright and other proprietary rights. The use of any such material on any other website or networked computer environment is prohibited. Except as otherwise indicated on this site and except for the trademarks, service marks and trade names of other companies that are displayed on this site, all trademarks, service marks and trade names are proprietary to Infocredit. In the event that you download any software from the site, the software, including any files, images incorporated in or generated by the software, and data accompanying the software (collectively, the "Software") are non-exclusively licensed to you by Infocredit. Infocredit does not transfer title of the Software to you. Infocredit retains full and complete title to the Software, and all intellectual property rights therein. You may not redistribute, sell, decompile, reverse engineer, disassemble, or otherwise reduce the Software to a human-perceivable form.
The materials on this site are provided "as is" and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, Infocredit disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Infocredit does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. Infocredit does not warrant or make any representations regarding the use or the results of the use of the materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not Infocredit) assume the entire cost of all necessary servicing, repair, or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.
LIMITATION OF LIABILITY
Under no circumstances, including, but not limited to, negligence, shall Infocredit be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if Infocredit or an Infocredit authorized representative has been advised of the possibility of such damages. In no event shall Infocredit have any liability to you for damages, losses and causes of action - whether in contract, tort (including, but not limited to, negligence), or otherwise - for accessing this site.
1. The information we collect and how we use it
When you register for any of our services we may need details including:
- Last Name
- First Name
- VAT Number
- P.O Box
We gather this information to allow us to process your registrations and also any orders you make through our websites. The relevant information is then used by us to communicate with you on any matter relating to the conduct of your account and the provisions of our services in general. We may also use aggregate information and statistics for the purposes of monitoring website usage in order to help us develop the website and we may provide such aggregate information to third parties. These statistics will not include any information that can be used to identify any individual. We may also wish to provide you with information about special features of our website or any other service or products we think may be of interest to you. If you would rather not receive this information please send us an e-mail message to (email@example.com ). We may automatically collect technical information when you connect to our site that is not personally identifiable. This includes for example the type of Internet Browser you are using, the type of computer operating system and the domain name of the website from which you are linked to our site.
2. Anti-money laundering information for prospective clients
In Cyprus and the other jurisdictions in which we operate, laws and regulations are designed to combat money laundering. Broadly, money laundering can arise if a person acquires, retains, transfers, uses or controls the proceeds of a crime or the benefit of a criminal activity. References to money laundering includes references to terrorism.
In order to fulfil our obligations we are obliged to verify the identity of new clients, and in certain circumstances existing clients. In addition, our internal requirements from time to time may require that we conduct background checks on new or existing clients. These may necessitate verification procedures of the identity and good standing of clients, one or more of their directors or employees or other representatives and others and the identity of clients’ or potential clients’ shareholders, beneficial owners, management, directors or officers and/or other relevant information, possibly including evidence of the source of funds, at the outset of, and possibly from time to time throughout, our relationship with clients, which we may request and/or may obtain from third party sources.
In some circumstances we may decline to, or may not be permitted to, proceed to act until such procedures have been completed. In other circumstances we may agree to commence acting whilst these procedures are carried out. We reserve the right to decline to act or, if appropriate, cease to act should these procedures not be completed to our satisfaction. We may also be required to make detailed enquiries of any unusual transactions such as the transfer of large amounts of cash.
Where we instruct counsel or other professionals on behalf of clients they may request us to provide them with copies of evidence of identity of clients or their representatives which we have obtained from you or from other sources. We will be entitled to send such copies to them if we so decide, unless the client specifically advises us not to do so.
When you view one of our websites, we may store information on your computer. This information will be in the form of a “Cookie” or similar file and can help us in many ways. For example, cookies allow us to tailor our website to better match your interest and preferences. With most Internet browsers, you can erase cookies from your computer hard drive, block all cookies or receive a warning before a cookie is stored. Please refer to your browser instructions or help screen to learn more about these functions.
4. Updating your details
If any of the information that you have provided us with changes for any reason or if you wish to cancel your registration, please contact us at firstname.lastname@example.org.
5. Your consent
6. Events registration
To register as a delegate for an event you must complete a registration form. During registration you are required to give your contact information (such as name, address, phone number and email address). This information enables us to process and fulfil your enrolment online so that we can contact you about the events for which you have expressed interest. Optionally, you may provide demographic information (such as company name and position). If you do provide such information we are able to use it to provide a more personalized experience on our website.
7. Your Reinforced rights
Infocredit has taken appropriate measures to provide any information relating to your rights as well as the exercise of these rights. Under Chapter III of the GDPR you have the following rights:
- Transparent information, communication and modalities for the exercise of your rights
You have the right to be provided with your data freely and in an intelligible and easily accessible form. Following your request, Infocredit shall provide information without undue delay and in any event within one month of receipt of the request. That period may be extended by two further months where necessary, taking into account the complexity and number of requests. In that case the Infocredit will inform you for the reasons of the delay.
- Information to be provided where personal data are collected from the data subject
You have the right to know the contact details of the agent who collects your data, the contact details of the Data Protection Officer (‘DPO’) that was appointed by Infocredit, the purposes of the processing for which the personal data are intended, the legal basis for the processing, the recipients or categories of recipients of the personal data and where applicable the fact that the controller intends to transfer personal data to a third country.
- Right of access
You have the right to request and receive a copy of your personal data undergoing processing. However, for any further copies requested, Infocredit may charge you a reasonable fee that is based on administrative costs.
- Right to rectification
You have the right to obtain from Infocredit without undue delay the rectification of inaccurate personal data concerning you.
- Right to erasure (‘right to be forgotten’)
There is a right to ask for the erasure of your personal data and no longer processed where the personal data are no longer necessary in relation to the purposes for which they are controlled or otherwise processed.
Hence, in the cases where Infocredit retains and process personal data in accordance with the provisions of Article 6(1)(c) of the GDPR, Infocredit may object to such a request and may keep the relevant personal data that are required in order for Infocredit to comply with its legal obligations.
- Right to restriction of processing
You have the right of restricting processing where the accuracy of the personal data is contested by you, the processing is unlawful and there is pending verification as to whether the legitimate grounds of Infocredit override those of your rights.
Therefore, we ensure that Infocredit has in place a procedure where you have the right to restrict the processing of your personal data. Nonetheless, for those personal data that are necessary for compliance with a legal obligation, the University may object to the restriction.
- Right to data portability
You have the right to receive the personal data concerning you, which you have provided to Infocredit, in a structured, commonly used and machine-readable format and you have the right to transmit those data to another controller without hindrance from the controller to which the personal data have been provided.
VIII. Right to object
You have the right to object to the processing of your personal data. However, since Infocredit lawfully processes such data under Article 6(1)(c), the University will still have the right to process the data.
IX. Automated individual decision-making, including profiling
You have the right not to be subject to a decision solely on automated processing, including profiling, which produces legal effects concerning you or similarly significantly affects.
8. Data Protection
We process and store all personal data, in line with EU Data Protection Legislation. Personal data is utilised for registration purposes only and is not sold or forwarded to any third parties without your consent.
Data Protection Responsibilities
Data Protection Officer contact details:
A. & E. C. Emilianides, C. Katsaros & Associates LLC
192 Ledras, 3rd Floor,
1011 Nicosia, Cyprus
Tel: + 357 22 676752
Fax: + 357 22 676754